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The key to staying safe with such loans is to avoid “false lenders” by any means. Taking that route frees you up to way too many problems for it to become smart way to be lent money. Payday loans tend to be risky enough Uomo Nike Vapormax CS Grigie Marina Blu Scontate , don’t make a bad decision so that it is worse.
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There appears to be a lot of confusion inside the blogosphere about what happens for those who stop paying your payday loans debt. Let me see generally if i can help straighten out a lot of the misconceptions.


1. Will I visit jail if I halt paying on my online payday loans?
The answer to that is NO. We live in some civilized society and consumers jail has been abolished more than 100 years ago. There is no way that you could to jail go as a result of not paying your online payday loan back.


2. My lender is harmful me with check fraud
While technically you have violated a law by means of writing a check you can not cover, the lender does not interest in going in the District Attorney’s office to help file a complaint. This will likely cause additional scrutiny on the lender which all payday lenders wish to avoid. In addition Uomo Nike Vapormax CS Triple Black Scontate , on average 30% of their customers are unable to cover the full amount as soon as loan is due. Attending the DA’s office with 30% from the customers is not a reasonable request from the DA.


3. May possibly already paid more when compared to double the principle belonging to the loan, I just don’t prefer to pay anymore
If you are in times where you have been a very good paying customer Uomo Nike Air VaporMax Laceless Pure Platinum Bianche Scontate , the lender will probably be willing to work along. Many lenders will take a look at your payment history if they made money within your loan, they may be willing to offer you special treatment by waiving the very last finance charge or waiving the key amount entirely. The point is that you’re going to not know what the financial institution is willing to do before you call and try to see a payment plan.


4. My lender is threatening to dispose of my loan to some collections agency and I JUST don’t want the harassing phone calls
This is in reality a good thing. If your lender is threatening to promote your loan to an important debt collector Uomo Nike Air VaporMax Laceless Nere Grigie Scontate , then you should let them go on and sell it. The motive is, when you are addressing the lender Nike Air VaporMax 97 Metallic Oro Scontate , they aspire to collect on the full debt. However, with a debt collection agency Nike Air VaporMax 97 Beige Bianche Scontate , they will become more willing to settle for pennies around the dollar. Collection agencies need to get a lot less dollars from you to make money. Remember the lender sold the debt for pennies on this dollar, so the incentive for those collection agency is much lower to earn a profit from you. The problem with this tactic is that you’ll find a charge off on your credit reports. Even though it ended up being settled Nike Air Max 97 Off White Scontate , it may negatively impact you any time you get your next home loan.


I hope this answers a number of your questions regarding not trying to repay payday loans and We’ve calmed some of any fears.

Image married to my Partner of 11 years with 2 dogs. We enjoy hiking on Colorado and traveling the whole world. Im a Loan Police officer at payday loans in my area.




NIAMEY， May 13 (Xinhua) -- Sections of the Nigerien population are expressing their dissatisfaction with power outages that have plunged several Nigerien towns， including the capital Niamey in darkness since the start of May.


As it has become a custom， each year during the April-June dry season， Nigeriens are subjected to unbearable power blackouts， which have reached alarming levels this year.


In the last two weeks， most Nigeriens whose lives depend on electric power， have been hoping， day and night， that power will be restored， but without much success.


The situation， according to officials at the Niger Electricity Company， has been caused by the total collapse of the Nigeria electricity distribution network that supplies close to 80 percent of energy used in Niger.


Due to the supply shortage， Niamey has been accorded priority due to "sensitive" installations such as hospitals， army barracks and command centers. But even so， offices， shops and most residential areas in the city still remain in darkness.


Activities have been halted， especially in the offices where most workers can be seen sitting outside. Business has slowed down. In short， Niger's economy has been sharply hit by the power outages.


Consumers have denounced the situation that has left them feeling uneasy. Worst of all， blackouts have resulted in a drastic drop in water distribution within the capital. A small bottle that was being sold for 25 CFA Francs before the power shortage， is now being sold for close to 200 CFA Francs (about 0.4 U.S. dollars) in some parts of Niamey.


The problem of power blackouts persists in Niger despite numerous promises made by authorities to construct power stations to produce sufficient energy.


In 2013， President Mahamadou Issoufou launched the construction of Salkadamna coal-fired power station in Niger's central region. However， not much progress has been made on the construction of the power station which had capacity to produce 500 MW per day.


The government had also planned to construct a high voltage transmission line over a distance of hundreds of kilometers from SORAZ， a hydrocarbon refinery company with Chinese and Nigerien shareholding， to Malbaza through the country's major cities including Zinder and Maradi.


The project was supposed to be constructed with part of a preferential loan worth 1 billion U.S. dollars granted by the China Import-Exim Bank in 2014.


This is in addition to the construction in Niamey of a thermal power plant with a capacity to produce 100 MW. According to Prime Minister Brigi Rafini， the construction of this power plant will be completed towards the end of this year.


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