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The Gambia is fast becoming a property buyer’s dream. More and more people are moving to this tropical paradise Uomo Adidas Ultra Boost 4.0 Multicolor Bianche Scontate , just five hours away from the UK. There is plenty of property for sale in Gambia, from apartments to houses and luxurious villas. Whether you want to retire, buy a holiday home, make an investment or set up a new business, The Gambia offers fantastic real estate opportunities.


However, before looking at Gambia properties for sale, it is vital that you do your research. Here are some tips to get you started:


Gambian property laws


In many ways these are similar to the British system, which is good news for those buying and selling properties in Gambia. Land is registered at the Property Registry Uomo Adidas Ultra Boost 4.0 Bianche Grigie Scontate , which you can check to confirm whether the seller owns the property. However, some land is not yet registered, and, most importantly, the terms ‘freehold’ and ‘leasehold’ are not the same as in Europe. You should therefore make sure that you instruct a reputable firm to make the right checks and give you the right advice.


Property conveyancing: The Gambian conveyancing process is also very similar to the British conveyancing process. A contract is drawn up by the respective lawyers, and a deposit paid to the seller. The completion period is usually 30 days, and upon payment of the full purchase price a deed of conveyance is issued to the purchaser.


Taxes and other costs: As with the British system, you will have to pay various taxes and associated costs. These can include stamp duty Uomo Adidas Ultra Boost 4.0 Bianche Scontate , land rent and lawyer’s fees. Make sure you get this information before making a decision to buy. You should also get buildings insurance which is readily available.


Utilities in The Gambia: The electricity and water supply in The Gambia is generally good, but, when looking at properties, make sure you check that there is a reliable supply, preferably with a backup generator. You should also look into mobile access, internet supply and satellite TV.


Where to start: When looking for property for sale in Gambia, it can be hard to know where to start. There are plenty of good estate agents who can help you make the right choice. A good place to start is TAF Gambian Property, one of Gambia’s leading estate agents. Find out more at .


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Schemes That Make Home Buying Easier For Women.

Posted by anuragmishra on May 30th, 2017


More and more women are stepping forth to make an investment in real estate thanks to their financial freedom. Although the number is not significant, this could very well be the start. Real estate as such is a secure and stable asset for all kinds of investors. Be it single or married women, the attitude towards investment has been changing. No longer is real estate just a man’s domain.


To attract more women looking to buy homes, developers, banks and even the government is coming up with different initiatives. These are aimed at making real estate a lucrative market for women.


Homemakers to home buyers


In a recent development Adidas Ultra Boost Clima Scontate , BGA Realtors, a KOLKATA-based real estate player, has cut its booking amount by half for women. Under its scheme unveiled on International Women’s Day, the developer is also offering a subsidy of Rs 2.20 lakh on Rs 6-lakh home loan for women. These loans, to be disbursed through Micro Housing Finance Corporation Ltd (MHFCL), come with a processing fee, unlike in the case of commercial loans.


Another renowned developer, Tata Housing Adidas Ultra Boost ATR Mid Scontate , has collaborated with State Bank of India (SBI) to launch a scheme especially for female home buyers. Under the scheme, the interested woman buyers have to pay only 20 per cent of the agreed value of the home upfront; the remaining 80 per cent is paid after possession.


In addition to the payment plan, SBI offers loans at a concessional interest rate of 9.5 per cent to its female customers, under a scheme called ‘Her Ghar’. The bank has also waived its processing fee for female home loan for women seekers. However, to avail of this scheme, the woman home buyer should be the sole applicant or one of the co-applicants of the home loan, and the sole or a co-owner of a property, according to SBI.


Power to all


SBI is not the only bank that is softening home loan for women interest rates for female buyers. In 2015 Adidas Ultra Boost Bianche Scontate , HDFC Bank, too, launched a special scheme to encourage woman home buyers under the name ‘Woman Power’. With this scheme, the bank disburses loans at an applicable interest rate of 9.85 per cent. This home loan product, which can be availed of by both joint and sole owners, is also available to women without any income of their own.


Another financing scheme launched by Aspire Home Finance, Mahila Awas Loan, disburses between Rs 2 lakh and Rs 12 lakh. The interest rate on these loans is higher than the concessional rate offered by many banks. The rate ranges from 10 per cent to 12 per cent. The higher interest rate is directly proportional to the risk involved in a loan disbursed to women without proper identification proofs.


Besides Adidas Ultra Boost Rosse Scontate , there are several other schemes targeted at women belonging to the low-income group. One such is the MALA scheme that aims at women who are daily-wage workers, employed as domestic help, or running tiffin services from home – all of them. Cheap Jerseys China Cheap NHL Jerseys Wholesale Cheap Basketball Jerseys Cheap NCAA Hockey Jerseys Cheap MLB Baseball Jerseys Wholesale Jerseys Wholesale Jerseys China Wholesale Jerseys China Wholesale NHL Jerseys From China Wholesale NFL Jerseys From China